These Terms and Conditions ("Terms") govern your access to and use of einsurefirst.com (the "Website"), ("E-Insure First", "we", "us", or "our").
By accessing or using the Website, you agree to these Terms. If you do not agree with these Terms, please do not use the Website.
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E-Insure First is an independent online platform that provides general insurance information, allows users to compare certain insurance products, and facilitates insurance-related enquiries.
E-Insure First is not an insurance company, insurer, insurance broker, or insurance agent. We do not underwrite, issue, or administer insurance policies.
When you submit an enquiry, your information may be shared with relevant insurers and/or appropriately licensed insurance service providers so that they may contact you regarding your enquiry, provide quotations, or assist you with insurance-related products or services.
Any insurance policy you purchase is issued and governed solely by the relevant insurer and its applicable policy documents.
You must be legally capable of entering into a binding contract under applicable law to use the Website and submit an enquiry.
By using the Website, you represent that the information you provide is accurate and that you meet the applicable eligibility requirements.
Information provided on the Website, including information about:
is provided for general informational purposes and may change from time to time.
The final premium, eligibility, coverage, exclusions, terms, conditions, and underwriting decision are determined by the relevant insurer.
You should review the insurer's official policy documents before purchasing an insurance product.
When you submit an enquiry through the Website, you agree that E-Insure First and/or relevant insurers or appropriately licensed insurance service providers may contact you regarding your enquiry.
Communications may take place through:
You are responsible for providing accurate contact information.
Your personal information is handled in accordance with our Privacy Policy.
Where you decide to purchase an insurance policy, premium payments must be made through the payment channels specified by the relevant insurer or authorised service provider.
E-Insure First does not guarantee the issuance or continuation of any insurance policy.
Failure to pay premiums within the applicable time period may result in policy lapse, cancellation, or loss of coverage in accordance with the insurer's policy terms.
You agree to:
Our collection, use, storage, and sharing of personal information are governed by our Privacy Policy.
By using the Website and submitting information, you acknowledge the practices described in the Privacy Policy.
Unless otherwise stated, the content and materials available on the Website, including text, graphics, logos, designs, images, and other materials, are owned by or licensed to E-Insure First and are protected by applicable intellectual property laws.
You may access and use the Website for personal, non-commercial purposes.
You may not reproduce, modify, distribute, republish, sell, or commercially exploit Website content without our prior written permission, except where permitted by applicable law.
The Website may contain links to third-party websites or services.
These websites are operated independently of E-Insure First and may have their own terms and privacy policies.
We are not responsible for the content, availability, security, or practices of third-party websites.
You access third-party websites at your own discretion.
We make reasonable efforts to maintain the Website and keep its information available.
However, we do not guarantee that the Website will always be:
The Website may occasionally be unavailable due to maintenance, technical problems, connectivity issues, or circumstances beyond our reasonable control.
The Website and its content are provided on an "as is" and "as available" basis, to the extent permitted by applicable law.
We do not guarantee that:
To the extent permitted by applicable law, E-Insure First, and their respective directors, employees, affiliates, and service providers shall not be liable for losses arising from your use of or reliance on the Website or its information, including losses relating to:
The relevant insurer remains responsible for the insurance policy it issues and for obligations arising under that policy.
Nothing in these Terms is intended to exclude or limit any liability that cannot legally be excluded or limited under applicable law.
We may suspend or restrict access to the Website where reasonably necessary, including where a user:
We may also modify, suspend, or discontinue any part of the Website or its services at any time, subject to applicable law.
We may update these Terms from time to time to reflect changes to our Website, services, business practices, or applicable laws.
Updated Terms will be posted on this page with a revised "Last Updated" date.
Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms, to the extent permitted by applicable law.
If any provision of these Terms is found to be invalid or unenforceable, that provision will be modified or removed to the extent necessary, while the remaining provisions will continue to apply.
These Terms are governed by the laws of India.
If you have questions regarding these Terms or the Website, you may contact us at:
E-Insure First
Email: info@einsurefirst.com
Address: Office No.2, 6th Floor, Regus Tower, Sector- 142, Noida, India, Uttar Pradesh
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