Acceptance of Terms
By accessing or using the services provided by E Insure First, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our services.
Insurance Services
E Insure First offers a range of insurance products and services, subject to the terms and conditions outlined in your insurance policy document. The specific terms and coverage details will be provided to you upon purchase.
Eligibility
You must be of legal age to enter into a binding contract in your jurisdiction to use our services. By using our services, you represent and warrant that you meet this eligibility requirement.
How We Use Your Information
We use your personal information for the following purposes:
- Providing Services: to offer and administer insurance policies, process claims, and provide customer support.
- Communication: to communicate with you about your policies, claims, and updates to our services.
- Personalization: to personalize your experience on our website and offer tailored insurance products.
- Marketing: to send you promotional materials and offers, where permitted by law.
- Analytics: to analyze and improve our services, including website functionality and user experience.
- Compliance: to comply with legal obligations, regulatory requirements, and prevent fraud.
- SMS services: We provide latest updates throug RCS,SMS and Whatsapp to users.
Data Sharing
We may share your information with:
- Third-Party Service Providers:who assist us in providing and improving our services.
- Legal Authorities: when required by law, to respond to legal requests, or protect our rights.
- Affiliates: for business and operational purposes.
- Business Transfers: in connection with a merger, sale, or transfer of assets.
- Your Consent: when you provide explicit consent to share your data.
Data Security
We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet is completely secure, and we cannot guarantee the security of your data.
Your Rights
You have certain rights regarding your personal information, including the right to access, correct, delete, or restrict its processing. To exercise these rights or make inquiries about your data, please contact us using the information provided below.
Changes to this Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website with the revised effective date.
Payment
Payment for insurance premiums must be made in accordance with the terms outlined in your insurance policy. Failure to make timely payments may result in the cancellation of your policy.
Termination
We reserve the right to suspend or terminate your access to our services if you violate these Terms and Conditions or engage in any activities that are harmful to other users or us.
Intellectual Property
All content and materials on our website, including but not limited to text, graphics, logos, and software, are protected by intellectual property laws and are the property of E Insure First. You may not use, reproduce, or distribute these materials without our prior written consent.
Privacy
Our collection and use of your personal information are governed by our Privacy Policy. By using our services, you consent to the practices described therein.
Governing Law
These Terms and Conditions are governed by the laws of India. Any disputes arising from or relating to these terms shall be subject to the exclusive jurisdiction of the courts in [Specify Jurisdiction].
Limitation of Liability
We do not guarantee the accuracy, completeness, or reliability of information provided on our website. We shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of our services.
No Warranty
You expressly understand and agree that:>
- Your use of our services is at your sole risk. Our services are provided on an “as is” and “as available” basis. We make no warranties or representations regarding the information’s accuracy, completeness, or reliability.
- We do not warrant that our services will meet your specific requirements, be uninterrupted, secure, error-free, or free from harmful components such as viruses or malware.
- Any advice or information obtained from us, whether oral or written, shall not create any warranty not expressly stated in these Terms and Conditions.
No Liability
To the extent permitted by applicable law, E Insure First, its affiliates, officers, directors, employees, agents, and partners shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of our services. This includes, but is not limited to, damages for loss of profits, data, goodwill, or other intangible losses, even if we have been advised of the possibility of such damages.
In the event that any provision of these Terms and Conditions is found to be unenforceable or invalid under applicable law, such provision shall be deemed to be deleted or modified to the extent necessary to make it enforceable and valid, while the remaining provisions shall continue in full force and effect.
By using our services, you acknowledge and agree that these disclaimers and limitations of liability are reasonable and essential elements of these Terms and Conditions, and that they form the basis of the bargain between you and E Insure First.